You may spend your days riding off-road and blazing down trails, but we won’t beat around the bush – you need insurance that protects your ATV, UTV or other off-road vehicle with the same reliability you expect from your ride. Our ATV insurance is tailored exclusively to meet the needs and offset the risks of ATV owners. There’s little you can do to prevent a disaster, but there is a lot you can do to prepare for it.
Insurance for ATV Theft, Damages, and Injuries
ATVs have a high rate of theft. Whether yours is stolen from the back of your pickup, while parked in storage, or in broad daylight at a riding trail, replacing it could cost thousands of dollars. Add in the loss of your special equipment and accessories and you can see how quickly your expenses could add up. Of course, this is just one example of the unique risks ATV owners face. Our insurance provides solutions that minimize risk exposure and cover nearly any type of claim:
Comprehensive Insurance can help cover your loss if your ATV is stolen, vandalized, or if it is damaged by a non-collision event, such as a fire, storm, or falling object.
Collision Insurance can help pay for the repairs or replacement of your ATV if you happen to collide with another 4-wheeler, a motor vehicle, or an object.
Special Equipment Insurance helps pay for the customizations you have made to your ATV. From radios and windshields to custom seats and chrome, don’t lose the money you invest in your ride.
Medical Payments is insurance that pays the medical bills you or your passengers incur in an ATV accident, regardless of who is at-fault.
Uninsured/Underinsured Motorist Protection helps pay for your medical expenses if you are injured by the driver of an ATV or motor vehicle who is uninsured or has insufficient coverage to meet your needs.
Liability Insurance covers injuries and property damage you cause someone else while driving your ATV. It can also protect you against expensive lawsuits and financial responsibilities if you are responsible for an accident.
RV and Trailer Insurance
When you live for adventure in your RV or camper, it’s hard to slow down long enough to worry about your safety out on the road. At Lillie-Couch Insurance, we respect and admire your love of travel. Our RV and trailer insurance is designed to ensure your trip runs smoothly, and be there for you when it doesn’t.
RV Insurance that Fuses Home and Auto
When you are out on the road, your RV serves as both your house and your transportation. You get to take the comforts of home with you, including all of your belongings. If someone breaks into your trailer at a campsite or your motor home hits a guardrail on the highway, you need insurance that will cover your losses. Our policies can include:
- Uninsured/Underinsured Motorist
- Medical Payments
In addition, we also offer coverage specific to the needs of an RV owner. These include:
Vacation Liability if someone injures themselves inside your RV while you are on vacation
Personal Belongings Insurance that helps replace any damaged or stolen belongings, such as laptops, electronics, and clothing
Roadside Assistance in case you need help changing a flat, towing your RV, or replacing a dead battery
Emergency Lodging and Transportation if your trip is cut short while you are on the road
Recreational Vehicle Insurance Quotes
If you have an ATV, RV, trailer, or some other type of recreational vehicle, we have the coverage you need to protect it. Call us today to request your free quote. We look forward to serving you soon.